Selective Insurance Company of America

Commercial Lines Auto LOB Analyst

Experience (Years)
Full-Time Regular
FLSA Status
Job ID
Travel %
Auto Reimbursement


Position supports profitability improvement and profitable growth initiatives for assigned line of business. Understands rates, rules and forms relative to regional and state insurance bureaus.   Works in conjunction with Sr. LOB Analyst to manage inventory of bureau circulars and analytical projects, and determines if the organization has to or chooses to adopt legislation. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.


  • Partners with the Product Development Specialists to support their responsibility for Insurance Services Office (ISO), Selective proprietary, American Association of Insurance Services (AAIS), National Council on Compensation Insurance (NCCI) and Independent State Workers Compensation Bureaus rates, rules and forms. 
  • Ensures a consistent business process and tools for product development as respects intake, tracking, review, materiality and decisions in terms of ISO, AAIS (or NCCI and Independent State Workers Compensation Bureaus) circulars and bulletins. Recommends actions (adopt / delay/non-adopt) with regard to ISO and AAIS (or NCCI and Independent State Workers Compensation Bureaus) circulars. Collaborates with the Product Development Specialist regarding decisions, requirements and ramifications to Selective proprietary forms.
  • Maintains ownership of the profit & loss for assigned line of business. Provides analysis for state and countrywide rate reviews as well as to aid regional partners in region and state level efforts at profitability improvement and profitable production by providing recommendations and support to drive the activity required.
  • Supports Product Development Specialists efforts to maintain inventory and accountability for governance of existing rates, rules and forms. Includes oversight of delay/non-adopt ISO and AAIS (or NCCI and Independent State Workers Compensation Bureaus) circulars.
  • Manages line of business assigned for all corporate governance and compliance issues as assigned.
  • Receives and handles underwriting referrals from the field and/or corporate underwriting, utilizing underwriting expertise to advise the most appropriate solution or course of action in a timely manner along with LOB Manager. This may include supporting the Product Development Specialist’s analysis of existing manuscript endorsements, determination of acceptability based on clarity, accuracy, and compliance with each state’s regulations, development of alternative solutions using filed forms, or provide alternative language that is compliant, clear, and concise.
  • Actively participates in supporting predictive model efforts relative to given line of business.
  • Works with LOB Manager to create and provide educational materials and training programs for agents, regional personnel and corporate underwriting to ensure thorough understanding of underwriting guidelines, issues and controls.
  • Provides exceptional customer service to agents, regional personnel, Product Development staff, corporate underwriting and other stakeholders as identified.


  • College degree preferred.
  • 7+ years Commercial Underwriting experience.
  • The following experience is preferred:
  • 3+ years specific line of business experience;
  • 3+ years Risk Management and/or reinsurance experience
  • 3+ years Field Underwriting; and/or
  • 3+ years agency experience.
  • Strong technical underwriting knowledge required
  • Strong working knowledge of ISO, AAIS or NCCI and Independent State Workers Compensation Bureaus circulars and bulletins
  • Ability to research and analyze coverage
  • Good communication and collaboration skills
  • Ability to manage a project
  • Pro-active; driven; takes initiative


Selective is an Equal Employment Opportunity employer. Selective maintains a drug-free workplace.





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