Selective Insurance Company of America

  • Senior Commercial Underwriter

    Location US-NJ-Hamilton
    Experience (Years)
    Full-Time Regular
    FLSA Status
    Job ID
    Travel %
    Relocation Cost
    Auto Reimbursement
  • Overview

    Excellent opportunity for an experienced underwriting professional to handle renewal business and daily service demands of assigned agents in our New Jersey Region.  As a senior commerical underwriter, this positions will work on assignments of high complexity, hazard grade, and premium, within their authority levels.


    Level (or grade) will depend on candidate's experience


    • Underwrite and process assigned renewal policies, which includes applying knowledge of coverage forms, rating plans and guidelines in the selection and pricing of individual risks, change requests, and open communication with internal and external customers.
    • Ensure adequate pricing of individual risks through proper classification, predictive modeling, accuracy of information and adherence to company underwriting standards and philosophy.  Refer all outside authority level to the appropriate level.
    • Work within specific authority level to quote, accept, decline, modify and renew risks within territorial assignment in accordance with accepted underwriting guidelines.  Work in collaboration with Agents, AMS, team members and other departments to grow and maintain a profitable book of business.
    • Provide guidance to internal and external customers regarding various underwriting information. Effectively communicate underwriting decisions and appetite to internal and external customers. Reinforce the ease of doing business with Selective by meeting or exceeding customers’ expectations and service quality on a consistent basis.
    • Develop and maintain effective working relationships with the following: internal and external customers, manager, peers and agents.  Participate in agency visits as appropriate.  
    • Conduct continuous profit and growth analysis by territory and agency as assigned.  Monitor premium retention with the use of electronic reporting tools.
    • May provide coverage and system training to both internal & external customers.  May provide line of business or product expertise to the department. Participate in training less experienced underwriters.
    • Increase renewal premium by cross-selling additional coverage, products or services.
    • Develop and maintain knowledge of industry information, products, and competitive intelligence.


    • 3-5 years of commercial underwriting experience preferred
    • College degree or equivalent experience preferred
    • Ability to effectively communicate with peers, agents, etc. 
    • Ability to understand and support our strategic vision
    • Proficiency in automated systems (underwriting platforms, email, internet, etc.)


    Selective is an Equal Employment Opportunity employer. Selective maintains a drug-free workplace.





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